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Withdrawals

Enjoy seamless withdrawals through a range of methods, backed by top-tier security and fund protection.

A range of secure withdrawal methods

We hold all client funds with major international banks and facilitate fast and secure withdrawals both on desktop and mobile.

A range of secure withdrawal methods

Payment methodWithdrawal feeWithdrawal processing time*
Apple PayFreeUp to 2 business days
Google PayFreeUp to 2 business days
Debit/credit cardsFreeUp to 2 business days
PayPaylFreeUp to 1 business day
Domestic bank transferFreeUp to 7 business days
NetellerFreeUp to 1 business day
SkrillFreeUp to 1 business day
BPAYFreeUp to 2 business days
PAYIDFreeUp to 2 business days

*Processing time refers to the period we require to complete internal processing and release funds from our client segregated accounts. This does not guarantee that funds will be credited to your account within 0-7 business days. The final settlement time is dependent on third-party institutions and can vary significantly. For example, banks may take up to 15 days to process transfers, while other methods might finalise within a few hours. If you have any questions regarding funding and withdrawals, do not hesitate to contact us.

Supported account currencies

Standard accountUSD, EUR, GBP, AUD, SGD, HKD
Razor accountUSD, EUR, GBP, AUD, SGD, HKD

How to withdraw funds from your trading account

1

Log in

Go to your secure client area and tap 'withdrawal' on the account you want to withdraw funds from.

2

Choose withdrawal method

Select your preferred withdrawal method and the account you want to withdraw from.

3

Enter details

Enter the amount you wish to withdraw and provide the required details.

4

Confirm withdrawal

Review your transaction details and confirm your withdrawal.

How your money is protected

We ensure that every transaction is secured through robust safeguards we have in place.

Segregated client funds

We store all retail client funds separately from our own, with tier-one banks and can't use them for business activities.

Client compensation scheme

In the unlikely event of Pepperstone's liquidation, the segregated client money would be covered by the requirements under Corporations Act 2001 (Cth).

Account & data security

We use advanced security measures to keep your account, data, and funds safe, including encryption, 2FA authentication, and fraud detection.

We're certified by industry-leading data security bodies

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Withdrawal requirements

To process a withdrawal, you will be asked to provide details for a payment method linked to your account. This is required for secure and compliant payment processing. 
If you don’t have access to the original method, please contact our support team for assistance at support@pepperstone.com

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Withdrawals to third parties

Pepperstone can only return funds to the source. This means you can only withdraw to the same bank account or debit/credit card in the same name (or joint) as your trading account due to third-party transaction regulations.

Why open an account with Pepperstone?

Experience seamless, reliable funding with a broker you can trust.

Local and global flexibility

Withdraw in AUD or major international currencies.

Trusted global brand

We have 909,000 clients across 160 countries, and 10 global offices.¹

No internal fees

We do not charge any additional fees on withdrawals.²

Regulated and secure

We operate under strict and ongoing regulatory oversight.

FAQs

Pepperstone offers a range of secure and flexible withdrawal methods. Please refer to the relevant section above for more information.

Withdrawals processed via Apple Pay, Google Pay, BPAY, PAYID debit and credit cards take up to 2 business days. Domestic bank transfers take up to 7 business days. Neteller, Skrill and PayPal withdrawals take up to 1 business day.

Pepperstone does not charge any additional fees on withdrawals. However, please note that your bank or payment provider may apply their own charges.

Withdrawing funds from your Pepperstone trading account is quick and secure.


  1. Log in to your account — if you don’t have one yet, you can sign up here.
  2. On desktop: tap ‘withdrawal’ on the account you want to withdraw funds from. / On mobile, tap the profile icon (top right) and select ‘withdraw’.
  3. Choose your preferred withdrawal method, the account you want to withdraw from, and enter the amount.
  4. Provide the required details and review your transaction to confirm the withdrawal.
  5. Approve the transaction within one hour via the email sent to you, or using a 2FA code if enabled.

There are a number of measures that we put in place to ensure that your funds are protected with Pepperstone:

  • Your money is held in segregated accounts at regulated tier-1 banks.
  • Your money is regularly assessed against our risk criteria.
  • Your money and assets will never be merged with our own money and assets.
  • We do not use retail client money for hedging trades with other counterparties.
  • Your money and assets are protected from creditors in the unlikely event Pepperstone goes into liquidation.
  • We use advanced security measures to keep your account, data, and funds safe, including encryption, 2FA authentication, and fraud detection.

To find out more about how we keep your funds and data safe, click here.

In some cases, it can take longer than expected for your funds to reach your account. This could be for a number of reasons, including the following:

  • Your payment provider rejected the funds
  • Incorrect account details were entered
  • The beneficiary bank or the intermediary/correspondent bank could be causing delays because of their regulatory processes.

If it’s been longer than expected for your withdrawal to be processed and your bank has not been able to locate the funds, please email us at  funding@pepperstone.com and we can provide you with a receipt for the withdrawal.

If you present this receipt to your bank, they'll be able to either locate your funds for you or explain why they couldn't accept them.

If you request a withdrawal on the weekend or on a bank holiday, it may take longer to arrive, as Pepperstone only processes withdrawals on working days.

Ready to trade with Pepperstone?

1 Data correct as of 1 March 2026.

2 Please note that your bank or payment provider may apply their own charges.