Pepperstone logo
Pepperstone logo

学习交易

Trading

Are my forex funds safe with Pepperstone?

Pepperstone
Trading Guides
2022年8月23日

When you make a deposit with a broker, where are your funds held?

You might ask yourself the question ‘where are my forex funds held after I make my initial deposit?’ If you trade through a regulated forex broker, your funds will be held in a segregated account.  

Why is a segregated account important?

A segregated account is separate from the broker's main bank account(s).

A broker uses its main bank account to run its core business. This is paying its day-to-day expenses like wages, rent and running costs.

Under regulated rules, the company is not allowed to use a client's investment funds as working capital. This results in my forex funds being pooled in a segregated account with other clients.

This also results in the client funds being easier to identify should the broker fall into financial difficulties. With an increase in forex scams over the last decade, a segregated account is considered critical in deciding which broker to trade through.

Preview

Figure 1 forex trader

Is Pepperstone a regulated broker?

Pepperstone takes their professional standards and the safety of their client’s funds extremely seriously. The company includes regulated entities in various jurisdictions around the world including the Financial Conduct Authority in the UK (FCA), the Australian Securities and Investments Commission (ASIC) in Australia, the Capital Markets Authority in Kenya, the Dubai Financial Services Authority in Dubai and various others.

Pepperstone places clients’ funds across various major banks. These banks are regularly assessed to ensure further safety.

Should the unlikely event of Pepperstone liquidation occur, funds up to an amount of £85,000, may be compensated for under the Financial Services Compensation Scheme (FSCS). The FSCS acts as a ‘safety net’ for clients of FCA regulated firms, such as Pepperstone.

Other regulators have different compensation schemes in the event of financial difficulties.

If you’d like to learn more about Pepperstone, please visit our website.

这里提供的材料并未根据旨在促进投资研究独立性的法律要求进行准备,因此被视为营销沟通。尽管不受任何关于在投资研究传播之前进行交易的禁令,我们不会在向客户提供信息之前寻求任何利益。

Pepperstone不保证这里提供的材料准确、最新或完整,因此不应依赖这些信息。这些信息,无论来自第三方与否,不应被视为推荐;或者买卖的要约;或者购买或出售任何证券、金融产品或工具的邀约;或者参与任何特定的交易策略。它不考虑读者的财务状况或投资目标。我们建议阅读此内容的任何读者寻求自己的建议。未经Pepperstone批准,不得转载或重新分发这些信息。