Funding methods3000x3000.png

Funding methods

We make it simple, fast, and secure to fund your trading account using a variety of trusted payment methods, while your money remains protected in segregated accounts with tier-1 banks.

A range of secure funding methods

We make it simple, fast, and secure to fund your trading account using a variety of trusted payment methods, while your money remains protected in segregated accounts with tier-1 banks.

Payment methodMinimum depositDeposit processing time*
Visa$10Immediate
Mastercard$10Immediate
Mashreq BankNo minimumUp to 2 business days
Barclays BankNo minimumUp to 2 business days
Apple PayNo minimumImmediate
Google PayNo minimumImmediate
Crypto (only available to clients under Pepperstone Financial Services LLC)No minimumCashier 24/7

*Processing time refers to the period we require to complete internal processing and release funds from our client segregated accounts. This does not guarantee that funds will be credited to your account within 0-7 business days. The final settlement time is dependent on third-party institutions and can vary significantly. For example, banks may take up to 15 days to process transfers, while other methods might finalise within a few hours. If you have any questions regarding funding and withdrawals, do not hesitate to contact us.

Supported account currencies

Trade, fund and withdraw in the currency that works best for you.

Standard accountGBP, USD, EUR, AUD, AED
Razor accountGBP, USD, EUR, AUD, AED

How to fund your trading account

1

Log in

Go to your secure client area and tap 'deposit' on the account you want to fund. On mobile, log in, tap the profile icon (top right), and select 'deposit'. Not yet a client? Sign up below.

2

Select funding method

We offer a range of local and global funding options - choose the one you prefer.

3

Choose your amount

Enter the value you want to deposit or tap one of the default amounts.

4

Confirm your deposit

Tap 'confirm amount', follow the on-screen instructions and you'll be ready to trade.

How your money is protected

We ensure that every transaction is secured through robust safeguards we have in place.

Segregated client funds

We store all retail client funds separately from our own, with tier-one banks and can't use them for business activities.

Client compensation scheme

In the unlikely event of Pepperstone's liquidation, the segregated client money would be covered by the requirements under Corporations Act 2001 (Cth).

Account & data security

We use advanced security measures to keep your account, data, and funds safe, including encryption, 2FA authentication, and fraud detection.

Why open an account with Pepperstone?

Experience seamless, reliable funding with a broker you can trust.

Local and global flexibility

Fund in AED or major international currencies.

Trusted local banking partner

Now offering deposits via Mashreq Bank.

Crypto-friendly

Fund and withdraw in supported cryptocurrencies.

No internal fees

We do not charge any additional fees on deposits. ¹

Regulated and secure

Your funds are held in segregated accounts with multiple Tier-1 banks.

We're certified by industry-leading data security bodies

ISO.svg

A_LIGN_badge_SOC_2 1.svg

STAR-Level-1-badge-f572686709b8f897f07df08ad760e0fe05f6fd523aff965a5b283e19d60247fa 1.svg

STAR-Level-2-badge-faef7dc46990d667f1ce083d3d10a7c9ddee480de12ef57c8d33d83ad2894831 1.svg

Bank transfers

To ensure your deposit is processed without delay, you need to:

  • Use a bank account registered in the same name as your Pepperstone account.
  • Include the correct reference code when making your deposit.
  • Enter all payment details accurately.
Landscape01.png
Landscape04.png

Third party payments

We cannot accept payments from third parties. Please ensure that all deposits into your trading account come from a bank account in your name. 

Broker to broker transfers

You may request to transfer funds to Pepperstone directly from other trusted brokers, based in the UAE. You just need to input our bank details, which you can find in your secure client area, and add your name/trading accounts as a reference. 

Landscape06.png

FAQs

Pepperstone offers various secure and flexible funding methods. Please refer to the relevant section above for more information.

Deposit processing times vary by method. Most card and digital wallet deposits are instant, while bank transfers may take 1-5 business days, depending on your bank and location.

Pepperstone does not charge any deposit fees. However, your bank or payment provider may apply their own charges.

Yes, AED is supported for UAE clients.

Yes, we support crypto deposits through approved providers.

There is no minimum deposit amount for domestic, international bank transfers and crypto payments. All other deposit methods require a minimum deposit of $10. The maximum deposit for cards is 75,000 AED and 1,000,000 USD for crypto per transaction.

Depositing funds into your Pepperstone trading account is quick and secure.  

  1. Log in to your account — if you don’t have one yet, you can sign up here.
  2. On desktop: Tap ‘deposit’ on the account you want to fund.  
  3. On mobile: Tap the profile icon in the top-right corner and select ‘deposit’, then choose the trading account you want to fund.
  4. Choose your preferred funding method - including bank transfers, debit/credit cards, and other supported options – and enter the amount you wish to deposit. 
  5. Once submitted, your deposit will be processed according to your chosen payment method. Follow the on-screen instructions to complete your payment.

Note: If your trading account uses a different currency, you’ll see the equivalent amount in that currency.

There are a number of measures that we put in place to ensure that your funds are protected with Pepperstone:

  • Your money is held in a segregated accounts at regulated tier-1 banks.
  • Your money is regularly assessed against our risk criteria.
  • Your money and assets will never be merged with our own money and assets.
  • We do not use client money for hedging trades with other counterparties
  • Your money and assets are protected from creditors in the unlikely event Pepperstone goes into liquidation.

To find out more about how we keep your funds and data safe, click here.

Ready to trade with Pepperstone?

Disclaimer

¹Please note that your bank or payment provider may apply their own charges.