Withdrawals
Enjoy seamless withdrawals through a range of methods, backed by top-tier security and fund protection.
A range of secure withdrawal methods
We hold all client funds with major international banks and facilitate fast and secure withdrawals both on desktop and mobile.
| Payment method | Withdrawal fee | Withdrawal processing time* |
|---|---|---|
| Apple Pay / Google Pay | Free | Up to 1 business day |
| Visa | Free | Up to 1 business day |
| Mastercard | Free | Up to 1 business day |
| Bank transfer | $20 (international) | Up to 7 business day |
| PayPal | Free | Up to 1 business day |
| Neteller | Free | Up to 1 business day |
| Skrill | Free | Up to 1 business day |
| Crypto | Free | Up to 1 business day |
| UPOP(Union Pay) | Free | Up to 1 business day |
| AliPay | Free | Up to 1 business day |
| Vietnam local methods | Free | Up to 1 business day |
| Thailand local methods | Free | Up to 1 business day |
| Indonesia local methods | Free | Up to 1 business day |
| Malaysia local methods | Free | Up to 1 business day |
*Processing time refers to the period we require to complete internal processing and release funds from our client segregated accounts. This does not guarantee that funds will be credited to your account within 0-7 business days. The final settlement time is dependent on third-party institutions and can vary significantly. For example, banks may take up to 15 days to process transfers, while other methods might finalise within a few hours. If you have any questions regarding funding and withdrawals, do not hesitate to contact us.
Supported account currencies
Trade, fund and withdraw in the currency that works best for you.
| Standard account | Razor account |
| USD, EUR, GBP, AUD, CAD, CHF, JPY, NZD, SGD, HKD | USD, EUR, GBP, AUD, CAD, CHF, JPY, NZD, SGD, HKD |
Withdrawal fees
Pepperstone charges withdrawal fees only for international bank withdrawals. If you choose to withdraw funds to an international bank, we will deduct $20 from your trading account balance. However, please note that your bank or payment provider may apply their own charges.
How to withdraw funds from your trading account
Log in
Go to your secure client area and tap ‘withdrawal’ on the account you want to withdraw funds from. On mobile, log in, tap the profile icon (top right), and select ‘withdraw’.
Choose withdrawal method
Select your preferred withdrawal method and the account you want to withdraw from.
Enter details
Enter the amount you wish to withdraw and provide the required details.
Confirm withdrawal
Review your transaction details and confirm your withdrawal. Approve within one hour via email or 2FA (if enabled).
How your money is protected
We ensure that every transaction is secured through robust safeguards we have in place.
Segregated client funds*
We store all retail client funds separately from our own, with tier-one banks and can't use them for business activities.
Client compensation scheme
In the unlikely event of Pepperstone’s liquidation, the segregated client money would be covered by the requirements under Corporations Act 2001 (Cth).
Account & data security
We use advanced security measures to keep your account, data, and funds safe, including encryption, 2FA authentication, and fraud detection.
Segregated client funds*
We store all retail client funds separately from our own, with tier-one banks and can't use them for business activities.
Client compensation scheme
In the unlikely event of Pepperstone’s liquidation, the segregated client money would be covered by the requirements under Corporations Act 2001 (Cth).
Account & data security
We use advanced security measures to keep your account, data, and funds safe, including encryption, 2FA authentication, and fraud detection.
Segregated client funds*
We store all retail client funds separately from our own, with tier-one banks and can't use them for business activities.
Client compensation scheme
In the unlikely event of Pepperstone’s liquidation, the segregated client money would be covered by the requirements under Corporations Act 2001 (Cth).
Account & data security
We use advanced security measures to keep your account, data, and funds safe, including encryption, 2FA authentication, and fraud detection.
Segregated client funds*
We store all retail client funds separately from our own, with tier-one banks and can't use them for business activities.
Client compensation scheme
In the unlikely event of Pepperstone’s liquidation, the segregated client money would be covered by the requirements under Corporations Act 2001 (Cth).
Account & data security
We use advanced security measures to keep your account, data, and funds safe, including encryption, 2FA authentication, and fraud detection.
*Under certain regulatory frameworks, professional clients may agree to specific arrangements, including title transfer, that allow funds provided for trading or margin purposes to be used for hedging and risk-management activities. These arrangements are fully explained in the relevant Terms and Conditions. Retail client funds are always held in segregated accounts and are not subject to these arrangements.
We're certified by industry-leading data security bodies
Withdrawal requirements
To process a withdrawal, you will be asked to provide details for a payment method linked to your account. This is required for secure and compliant payment processing.
If you don’t have access to the original method, please contact our support team for assistance at support@pepperstone.com
Withdrawals to third parties
Pepperstone can only return funds to the source. This means you can only withdraw to the same bank account or debit/credit card in the same name (or joint) as your trading account due to third-party transaction regulations.
Why open an account with Pepperstone?
Experience seamless, reliable funding with a broker you can trust.
Local and global flexibility
Withdraw in local or major international currencies.
Trusted global brand
We have 830,000 clients across 160 countries, and 10 global offices.¹
Local support
Get timely support from our APAC teams in your language and time zone via WhatsApp, LINE, and WeChat.
Secure environment
We operate under strict and ongoing regulatory oversight.
Local and global flexibility
Withdraw in local or major international currencies.
Trusted global brand
We have 830,000 clients across 160 countries, and 10 global offices.¹
Local support
Get timely support from our APAC teams in your language and time zone via WhatsApp, LINE, and WeChat.
Secure environment
We operate under strict and ongoing regulatory oversight.
FAQs
Pepperstone offers a range of secure and flexible withdrawal methods. Please refer to the relevant section above for more information.
Withdrawals processed via Apple Pay, Google Pay, debit and credit cards, Neteller, Skrill, PayPal, UPOP(Union Pay), crypto and local payment methods take up to 1 business day. Bank transfer withdrawals can take up to 7 business days.
Pepperstone charges withdrawal fees only for international bank withdrawals. If you choose to withdraw funds to an international bank, we will deduct $20 from your trading account balance. However, please note that your bank or payment provider may apply their own charges.
Withdrawing funds from your Pepperstone trading account is quick and secure.
- Log in to your account — if you don’t have one yet, you can sign up here.
- On desktop: tap ‘withdrawal’ on the account you want to withdraw funds from. On mobile, tap the profile icon (top right) and select ‘withdraw’.
- Choose your preferred withdrawal method, the account you want to withdraw from, and enter the amount.
- Provide the required details and review your transaction to confirm the withdrawal.
- Approve the transaction within one hour via the email sent to you, or using a 2FA code if enabled.
There are a number of measures that we put in place to ensure that your funds are protected with Pepperstone:
- Your money is held in segregated accounts at regulated tier-1 banks.
- Your money is regularly assessed against our risk criteria.
- Your money and assets will never be merged with our own money and assets.
- We do not use retail client money for hedging trades with other counterparties.
- Your money and assets are protected from creditors in the unlikely event Pepperstone goes into liquidation.
- We use advanced security measures to keep your account, data, and funds safe, including encryption, 2FA authentication, and fraud detection.
To find out more about how we keep your funds and data safe, click here.
In some cases, it can take longer than expected for your funds to reach your account. This could be for a number of reasons, including the following:
- Your payment provider rejected the funds
- Incorrect account details were entered
- The beneficiary bank or the intermediary/correspondent bank could be causing delays because of their regulatory processes.
If it’s been longer than expected for your withdrawal to be processed and your bank has not been able to locate the funds, please email us at funding@pepperstone.com and we can provide you with a receipt for the withdrawal.
If you present this receipt to your bank, they'll be able to either locate your funds for you or explain why they couldn't accept them.
If you request a withdrawal on the weekend or on a public holiday, it may take longer to arrive, as Pepperstone only processes withdrawals on working days.
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1 Data correct as of 1 October 2025.