Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 75.3% of retail investor accounts lose money when trading spread bets and CFDs with this provider. You should consider whether you understand how spread bets and CFDs work, and whether you can afford to take the high risk of losing your money.

Funding and withdrawals

We offer a wide range of funding options for traders.

Funding and withdrawal methods

It's simple to manage your funds with us. As a Pepperstone client, you’ll get access to your own secure client area, where you can access all your funding and withdrawal needs safely, securely and free of any charges.

We have four different deposit and withdrawal methods available:

Payment method




Visa debit/credit cardFreeImmediate1-3 working days
Mastercard debit/credit cardFreeImmediate1-3 working days
PayPalFreeImmediate1-3 working days
Domestic bank transferFreeSame day1-2 working days
International bank transferFree1-5 working days1-3 working days

Discover our range of funding options in your secure client area when you open a live account with us.

Available account currencies




Bank fees

At Pepperstone, we do not charge any additional fees on deposits or withdrawals. Please note that you may incur fees on payments to and from some non-UK banks. Any transfer fees charged by the client’s bank, or by our bank, will be passed onto the client. This mostly applies to funds being sent from outside of the UK.

Security of funds

Pepperstone is a member of the FSCS, the UK’s compensation scheme. We hold clients’ funds in segregated bank accounts at a number of main banks across the UK, including Barclays and Natwest. In doing so, we ensure that money remains easily identifiable as ‘client money’ and that Pepperstone and its creditors will never have any charge or retention over it. For more information on how we keep your funds safe, click here.

Other information

Third party payments 

Pepperstone cannot accept payments from third parties. Please ensure that all deposits into your trading account come from a bank account in your name. Payments from Joint Bank Accounts, Debit/Credit Cards or PayPal accounts are allocated if the trading account holder is one of the account owners.

Withdrawals to third parties

Pepperstone can only return funds to a bank account, PayPal account or debit/credit card in the same name (or joint) as your trading account due to third party transaction regulations.

Bank holidays

In unforeseen circumstances, such as bank holidays, please note that withdrawal times may be longer.

Broker to broker transfer

You may request to transfer funds to Pepperstone directly from other trusted brokers, based in UK. You just need to input our bank details, which you can find on your Secure Client Area, and add your name/trading accounts as reference.

If you have any questions regarding funding and withdrawals, do not hesitate to contact us


Ready to trade?

Opening an account is quick and easy. Apply and start trading.