Funding and withdrawal methods
It's simple to manage your funds with us. As a Pepperstone client, you’ll get access to your own secure client area, where you can access all your funding and withdrawal needs safely, securely and free of any charges.
We have four different deposit and withdrawal methods available:
|Visa debit/credit card||Free||Immediate||1-3 working days|
|Mastercard debit/credit card||Free||Immediate||1-3 working days|
|Bank transfer||Free*||Same day** to 3 working days||1-3 working days|
|PayPal||Free||Immediate||1-3 working days|
Discover our range of funding options in your secure client area when you open a live account with us.
Available account currencies
|GBP, USD, EUR, CHF||GBP, USD, EUR, CHF|
At Pepperstone, we do not charge any additional fees on deposits or withdrawals. Please note that you may incur fees on payments to and from some non-UK banks. Any transfer fees charged by the client’s bank, or by our bank, will be passed onto the client. This mostly applies to funds being sent from outside of the UK.
Security of funds
Pepperstone is fully FCA regulated and is a member of the FSCS, the UK’s compensation scheme. We hold clients’ funds in segregated bank accounts at a number of main banks across the UK, including Barclays and Natwest. In doing so, we ensure that money remains easily identifiable as ‘client money’ and that Pepperstone and its creditors will never have any charge or retention over it. For more information on how we keep your funds safe, click here.
Third party payments
Pepperstone cannot accept payments from third parties. Please ensure that all deposits into your trading account come from a bank account in your name. Payments from Joint Bank Accounts, Debit/Credit Cards or PayPal accounts are allocated if the trading account holder is one of the account owners.
Withdrawals to third parties
Pepperstone can only return funds to a bank account, PayPal account or debit/credit card in the same name (or joint) as your trading account due to third party transaction regulations.
In unforeseen circumstances, such as bank holidays, please note that withdrawal times may be longer.
Broker to broker transfer
You may request to transfer funds to Pepperstone directly from other FCA regulated brokers, based in UK. You just need to input our bank details, which you can find on your Secure Client Area, and add your name/trading accounts as reference.
If you have any questions regarding funding and withdrawals, do not hesitate to contact us