Regulation and Licensing
Pepperstone holds an Australian Financial Services License (AFSL) and is authorised and regulated by the Australian Securities and Investment Commission (ASIC) and the UK Financial Conduct Authority (FCA).
ASIC and the FCA both require financial services firms to meet strict capital requirements and to implement and comply with internal procedures including risk management, staff training, accounting and audits.
Trading with Pepperstone
- ASIC and FCA regulated (AFSL #414530 and FRN 684312)
- Professional Indemnity Insurance with Lloyds of London
- Client accounts maintained with Australian and UK banks
- Independently audited by global accounting firm, Ernst & Young
How are my funds held with Pepperstone?
When you fund your trading account with Pepperstone, your money is held in a segregated client bank account for your benefit and kept entirely separate from Pepperstone’s own funds, in compliance with ASIC and FCA client money rules.
All client funds are deposited into client segregated accounts held with top-tier banks, National Australia Bank (Australia) and Barclays (UK).
Regulation and Risk
Pepperstone’s regulatory authorisations apply to its Australian (ASIC) and UK and EEA (FCA) financial services activities only. Whilst ASIC and the FCA are robust regulators, they do not endorse specific products. You should be mindful of the risks in trading forex, derivatives, precious metals, CFDs and other off-exchange products on margin. Trading puts your capital at risk and losses can exceed your deposits. Please refer to our full Risk Disclosure Statement for more information.
UK Financial Services Compensation Scheme Protection (FSCS) – UK clients only
The FSCS is the UK’s compensation fund of last resort for clients of FCA authorised financial services firms. Pepperstone clients fall under the ‘investments’ claim category which provides cover of up to £50,000 per person, per firm, in the event of a firm’s default or insolvency.